Managing Total Cost of Risk
SERVICE EXCELLENCE
- Customized Client Service Plan
- Local, Deep & Experienced Team
- Market Access & Underwriter Relationships
- Communication & Responsiveness
MANAGING COST
- Alternative Risk Financing
- Program Design
- Group Captives
ANALYTICS
- Plan Design & Deductible Optimization
- Workers’ Comp E-Mod Analysis
- Loss History & Claims Audit
- Premium Impacts Forecast
SAFETY CONSULTING
- Dedicated Safety Professional
- On-site SAFE Assessment
- Staff & Supervisor Training
- Cost Containment Program Assistance
CLAIMS ADVOCACY
- Dedicated Claims Advocate
- Claims Reporting & Trends
- Coverage Review & Negotiation
Coverage & Carrier Review
COVERAGE EVALUATION
We thoroughly assess each aspect of your insurance program, identifying gaps, overlaps, and opportunities for improvement.
CARRIER PERFORMANCE REVIEW
We also evaluate the performance of your current insurance carriers, ensuring they deliver competitive terms and align with your risk profile.
CLEAR, ACTIONABLE RESULTS
Based on our findings, we apply a rating to each line of coverage and carrier, giving you a clear overview of where improvements can be made.
Safety Consulting
RISK ASSESSMENT
We take a deep dive and evaluate key elements of all successful safety and risk management programs and assist in developing or strengthening those elements.
SAFETY TRAINING
CCIG’s safety consultants provide general and specialized safety training for your employees and supervisors, including access to an online training platform.
SAFETY CULTURE
CCIG’s safety consultants assist you in evaluating your culture of safety and provide recommendations on how to build a strong culture of safety.
PART-TIME SAFETY DIRECTOR
For clients without a full-time safety director, CCIG provides part-time Safety Director services to ensure successful results and OSHA compliance.
OSHA COMPLIANCE
Our safety consultants provide onsite assistance with the OSHA inspection process, including negotiating an informal settlement on your behalf.
WORKSHOPS & SEMINARS
Expert-led sessions offering clients actionable insights on risk mitigation, OSHA recordkeeping and updates, workplace safety, and effective return-to-work strategies.
RECORDED SAFETY UPDATES & WORKSHOPS
Claims Advocacy
DEDICATED CLAIMS ADVOCACY ON YOUR BEHALF
At CCIG, our expert claims team ensures a seamless, stress-free claims process. We advocate for you, managing communication with carriers and providing pre-loss preparation to secure fair, swift resolutions. Through careful analysis, we help you make informed decisions about when to file a claim, protecting both your assets and overall risk profile.
Dedicated & Experienced Claims Advocate Team
Skilled claims advocate team works closely with insurance carriers, leveraging strong relationships and extensive knowledge to ensure the best outcomes for our clients.
Claims Reporting & Loss Analysis
Detailed claims reporting and trend analysis with focus on frequency & severity to help clients understand patterns and make informed decisions to mitigate future risks.
Coverage Review & Negotiation
Thorough coverage reviews following the reporting of losses including negotiation with carriers, always prioritizing our clients' interests to secure optimal insurance solutions.
Professional Surety Services
SURETY BOND SOLUTIONS BACKED BY EXPERTISE AND EXCELLENCE
At CCIG, we understand the critical role surety bonds play in securing your business's success. Through our partnership with Pate Bonding, the region's leading bond-only agency, we provide you with expert guidance, tailored programs, and unmatched service - all seamlessly integrated into your CCIG experience.
WHY CHOOSE CCIG + PATE BONDING
SPECIALIZED EXPERTISE
Pate Bonding specializes exclusively in surety bonds, with over 100 years of combined experience. Their expertise is built on relationships, not algorithms, ensuring personalized solutions that fit your business.
UNMATCHED RESOURCES
Long-standing contracts with over 30 national, regional, and exclusive surety markets. In-house underwriting authority for quick turnaround times. Access to an extensive network of CPAs, attorneys, and bankers.
CUSTOM BOND PROGRAMS
Tailored programs designed to meet the unique size, scale, and needs of your business.
RELATIONSHIP-DRIVEN APPROACH
Pate Bonding works closely with underwriters to prioritize your company's history, values, and experience over purely numerical models, ensuring fair rates and customized solutions.
PROVEN STABILITY
A trusted, family-owned agency serving the community for over 30 years.
Managing Cost
RISK FINANCING CONTINUUM
Risk financing can be viewed as a continuum between total risk transfer and total risk retention. Much like an investment portfolio, moving through the continuum creates opportunity to find the appropriate balance. In this case the balance of risk retention, risk transfer, program control, and savings potential. CCIG works with our clients to determine the risk financing method best suited for their organizations risk management profile, risk appetite and risk-taking philosophy.
Risk Management Center
COMPREHENSIVE RISK MANAGEMENT, EMPLOYEE SAFETY AND COMPLIANCE PLATFORM
Help protect your company with the Risk Management Center, a unique web-based software suite of safety and risk management tools designed to empower your organization's risk prevention efforts.
Efficient, Cost-Effective and Time-Saving Solutions
- Thousands of Safety videos in English & Spanish
- Claims submission and management
- Meet OSHA hazard communication requirements
- Access a best-practices safety library
- Train employees efficiently and effectively
- Build a behavior-based safety program
- Manage certificates of insurance to limit liability
- Create job descriptions and modified duty programs
- HR resources
- And much more…
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(303) 799-0110
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