Leading with Data & Insights

Risk Assessment

UNCOVERING HIDDEN RISKS & EXPOSURES

These assessment results lay the groundwork for setting clear goals and objectives in your risk management strategy, ensuring a tailored approach to enhancing your business resilience.

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Our Risk Assessment Includes 64 Areas of Review

Insurance

10 areas of review

Safety & Loss Control

9 areas of review

Claims & E-MOD Management

4 areas of review

Vehicle & Equipment Risks

7 areas of review

Third Party Risks

6 areas of review

Contractual Risk Transfer

5 areas of review

Miscellaneous Risks

6 areas of review

Surety & Bonding

7 areas of review

Compliance

5 areas of review

Business Continuity & Perpetuation

5 areas of review

Through detailed interviews and thorough physical inspections, we evaluate your business practices and assess your risk tolerance. Our findings are documented on a scorecard that categorizes your current practices as 'Industry Leading,' 'Proactive,' or 'Developing.'

Benchmarking Data

Industry peer benchmarking offers valuable insights when comparing a company's insurance coverage and rates against those of their peers. By leveraging this data, clients gain a clear understanding of how their program stacks up within their industry, identifying areas where they might be overpaying or underinsured. CCIG provides this information to help our clients make informed decisions, optimize their coverage, and ensure they receive competitive rates aligned with industry standards.

Benchmark Reporting Samples

Workers' Compensation Analytics

PREDICT

Predict E-Mod values more than 12-months in advance and audit premium adjustments.

RECOMMEND

Recommend plan design for optimal net-cash flow and premium allocations by state or division.

FORECAST

Forecast E-Mod and premium impacts if claims close (removing reserves) or if settlements are reached.

M&A DUE DILIGENCE

Determine consequences of mergers, acquisitions, starting/ending operations on E-Mod values and premiums.

UP TO

PREMIUM SAVINGS

HELPING CLIENTS UNDERSTAND THE TRUE COST OF CLAIMS, E-MOD ADJUSTMENTS, & ACQUISITIONS

At CCIG, we conduct a comprehensive Workers’ Comp deductible analysis to help our clients find the optimal balance between cost and coverage. By analyzing various deductible options, we identify opportunities to reduce premiums without compromising protection. This process enables our clients to make informed decisions that align with their financial goals, further showcasing our dedication to their long-term success and financial well-being.

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Highly Experienced Mathematical Analytics Team

Experts with degrees in engineering, finance, and mathematics.

E-Mod Specialists

Calculate the impact of each claim on the E-Mod and the resulting impact on premium using a proprietary model. Predict future E-Mods. Quantify which deductible options are best.

Plan Design Optimizers

Review and compare every aspect of plan design, from downpayments, monthly premiums, and potential dividends, which allows buyers to select the plan which best fits their needs.

Insurance Market Insights

WHY PARTNERING WITH A BROKER MATTERS IN TODAY'S MARKET

In 2024, market rate increases averaged between 14% and 25%. The hard market is causing increased tightening in underwriting, coverage changes, and non-renewals. Capacity, inflation, and cost of re-insurance are primary attributes to the current appetite and subsequent rate.

Working with a broker that not only understands market trends, but takes a proactive approach results in a more stable insurance program.

Explore Property Market Trends

Explore Auto Market Trends

NAVIGATING THE EVOLVING MARKET