Introduction
This edition of The RISE Report reflects the reality that clients are looking for advisors who can bring clarity to complexity and turn insight into smarter action.
Recent reports underscore that trend:
- Commercial Property & Casualty: Overall premiums increased just 0.2% in Q4 2025, signaling softer conditions but continued need for informed decision-making. Two of the most closely watched lines continued to move upward in 2025, with commercial auto up 6.6% and umbrella up 4.7%.
- Employee Benefits: Workforce management is increasingly showing up in benefits strategy, with 22% of employers changing plan design and 15% changing medical carriers or TPAs.
- Private Client Group: According to Chubb, 55% of clients want help identifying coverage gaps, and 53% want guidance to ensure their coverage is truly adequate.
These signals point to the same thread running through this issue: in a more complex environment, stronger data leads to strategic decisions. We continue to lean into that role by serving as data-driven advisors who help clients make informed decisions in a dynamic market.
Insurance Market Insights
RELATIONSHIPS
Why Community Associations Need Specialized Insurance Advisors
Community associations are home to about 75.5 million Americans and represent more than 33% of U.S. housing, yet the relationships that hold these communities together deserve more than a one-size-fits-all insurance policy. We believe the most strategic protection for associations starts with an advisor who understands the unique dynamics of shared living and who will be there when neighbors need it most.
INNOVATION
Roofing Resilience in the Age of Severe Weather
U.S. insurers receive more than 500,000 hail-related property damage claims annually, a number that demands more than traditional thinking. We believe the most forward-looking insurance approach pairs cutting-edge risk solutions with advisors who stay ahead of what severe weather can throw at a roof, so innovation becomes your first line of defense when the storm rolls in.
STRATEGY
AI Is Reshaping the Workforce and Exposing Gaps in Benefits Planning
Within one year, 36% of surveyed companies expect at least 10% of their jobs to be fully automated due to artificial intelligence, a shift that demands more than reactive benefits planning. We believe the most effective strategy anticipates workforce transformation before it arrives, pairing forward-thinking advisors with benefits solutions that are built to evolve alongside the organizations they protect.
EXCELLENCE
The Shifting Insurance Reality for Austin Homeowners
Over the past five years, 79% of Texas respondents said their property insurance costs have increased, a trend that demands more than an ordinary approach to coverage. We believe excellence in insurance means never settling for yesterday's solutions in a market that changes by the day, with advisors who hold themselves to the same high standard as the clients who call Austin home.
Celebrating 40 Years of CCIG
As CCIG celebrates 40 years of growth, relationships, and impact, we’re also marking an important leadership milestone that reflects the strength of the company we’ve built together.
Founder and CEO Brook Mahoney is transitioning to Chairman, while JB Richardson has stepped into the CEO role, carrying forward CCIG’s legacy with strong leadership, strategic focus, and a deep commitment to our people, clients, and continued growth.
Connection in Action
Celebrating Growth Across CCIG
We’re proud to announce several well-earned promotions across the firm, including Annie Korenjak to Chief People Officer, Davis Snedeker to Vice President of Marketing, and Rob Acker to Vice President of Finance.
We’re also excited to recognize Lisa Kokat and Wendy Ruen as Team Leads, and Gabby Spence as Client Manager within our Employee Benefits team.
These promotions reflect the strength of our people and our continued investment in leadership as we grow.
Curling for a Cause
We were proud to serve as the Title Sponsor of the Vertix Health Charities Curling For A Cause event, their annual fundraiser supporting the construction of health clinics in Sierra Leone.
Vertix Health Charities is working to build and equip hospitals that provide women access to safe childbirth and modern medical care, transforming outcomes for mothers, babies, and entire communities.
If you’d like to support this incredible cause, you can learn more and donate to expand access to life-saving care at vertixhealthcharities.org.
Advancing the Conversation at the AI Readiness Mixer
We were proud to participate in the AI Readiness Mixer hosted by Team Vertice, with JB Richardson (CEO) and Mike Burch (EVP) representing CCIG alongside an incredible group of leaders sharing practical steps toward AI readiness.
Bourbon, Conversation, and Great Company
We had a great time hosting a Bourbon Tasting here at CCIG with clients, partners, and friends across the Denver real estate community. The evening featured a guided tasting of some hard-to-find bourbons, along with plenty of time to connect, catch up, and make new introductions.
Celebrating the Launch of Connectability with Frederic Steck
CCIG was proud to host the launch of Fred Steck’s debut book, Connectability: Mastering Relationship Building in Business, Sales, and Beyond, bringing together clients, colleagues, and friends for an inspiring evening.
Moderated by Will Steck, the fireside chat explored the power of authentic relationships in both business and life, reinforcing a shared commitment to meaningful connection.
5th Annual Poker Tournament Draws a Full House
More than 115 clients, partners, and friends joined us for CCIG’s 5th Annual Poker Tournament, creating an energetic and memorable evening of competition and connection.
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