A Note on Our Carrier Partners
The insurance market is as dynamic as it is complex, and staying ahead of these changes isn't just about keeping up—it's about anticipating and adapting. That’s why curiosity isn’t a buzzword for us; it’s the hallmark of how we operate.
In this edition of Curious Corner, our team was inspired by the idea of embracing change and pioneering new paths in insurance and risk management. Program options and strategies from just a few years ago might be irrelevant today, which is why our team innovates beyond expectation.
We recently hosted Jake Frenz, the CEO of our client and partner SmithRx, to share insights on how Pharmacy Benefit Managers (PBMs) can implement cost-saving avenues for companies and their employees. You can watch his presentation here. You’ll also read more about self-funding and the role PBMs can play in structuring your program for maximum impact in this Curious Corner.
For our Private Client Group, property insurance is top-of-mind, with consumers facing double-digit rate hikes and a narrowing list of options as carriers exit areas impacted by wildfires, hail, floods, and hurricanes. These drastic changes underscore the importance of partnerships, and we are proud to be named the number one broker in Colorado by PURE Insurance. Our relationships empower us to come together with creative, industry-leading solutions for our clients.
As you read through our other key topics this quarter, our aim is not just to inform but to instill confidence in knowing that CCIG is your partner in navigating a nuanced insurance landscape and designing an approach with your best interests in mind.

Is Your Program Evolving with the Industry?
COMMERCIAL PROPERTY & CASUALTY
Navigating today’s evolving employment landscape means adapting processes once considered extras into essential practices. We'll cover three areas employers should focus on to protect their teams and organizations.
Disrupting the Traditional Healthcare Plan Model Through Self-Funding
EMPLOYEE BENEFITS
In today’s dynamic and challenging insurance environment, consider shifting away from the traditional, carrier-driven model. By taking control of your healthcare plan, you can design a program that meets employees' needs while maintaining fiscal responsibility.
The Hidden Gap in Homeowners Insurance: Protecting High-Value Items
PRIVATE CLIENT
Some possessions hold deep personal significance, like artwork from a trip to Italy, vintage jewelry from your grandmother, or a cherished wine collection. We help clients understand their options and protect their valuables.
The 4-Part Formula for Safer Workplaces
Safety Consulting
Here’s a staggering statistic: unsafe behaviors (rather than unsafe conditions) in the workplace cause 90% of work-related injuries. How do you create a program that drives positive behavior change? Let’s discuss.