Leading with Data & Insights

Asset Evaluation

PROTECTING YOUR MOST VALUABLE ASSETS

At CCIG, we understand that high-net-worth individuals and families have unique and complex asset portfolios that require personalized insurance solutions. Our asset assessment process goes beyond standard coverage, providing a thorough evaluation of your valuable assets to ensure comprehensive protection.

Comprehensive Asset Evaluation

Primary & Secondary Residences

Homes, vacation properties, ranches & estates

Investment Properties

Real estate investments & rental units

Vehicles

Cars, motorcycles, recreational vehicles, & collector automobiles

Watercraft & Yachts

Boats, yachts, & marine equipment

Airplanes

Private aircraft & flying equipment

Jewelry & Watches

Personal items of significant value

Valuable Collections

Art, antiques, collectibles, & memorabilia

Fine Wines & Spirits

Collections of vintage wines & rare spirits

Cyber Assessment

Evaluating digital risk exposure

Entity Protection

Trusts, LLCs, & Corps

Liability Assessment

Umbrella policies up to $100M

Market Trends

WHY PARTNERING WITH A BROKER MATTERS IN TODAY'S MARKET

In 2024, market rate increases averaged between 14% and 25%. The hard market is causing increased tightening in underwriting, coverage changes, and non-renewals. Capacity, inflation, and cost of re-insurance are primary attributes to the current appetite and subsequent rate.

Working with a broker that not only understands market trends, but takes a proactive approach results in a more stable insurance program. Insureds not working with a specialized PCG brokerage are twice as likely to self-insure or underinsure. In fact, it is estimated that 70% of individuals whose assets exceed $1 million are either underinsured or do not carry a high-net-worth insurance policy whatsoever.

The results below indicate the difference in working with CCIG